Products

Chaimov Organization offers several premium and no-cost products available to families of labor/credit unions, associations, and other organizations.

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Our Line of Work

Our main focus is meeting your needs. We offer insurance products and complimentary benefits to individuals and organizations worldwide. As part of the American Income Life family, we are the exclusive 100% union-label insurance company globally. Collaborating with 30,000 union groups, we provide life insurance and supplemental benefits to hard-working families like yours. With diverse plans and programs, our representatives will assist you in finding the most suitable option for you and your family. Whether it’s whole or term life insurance, accident protection, or supplemental health insurance, we provide essential protection and peace of mind for your family’s future. Moreover, we are dedicated to community service and philanthropy. Our organization contributes time and resources to local non-profit organizations through monthly projects. To access the benefits available to labor unions, credit unions, and marketplaces nationwide, please contact our office to learn more about how we can serve you effectively.

Life Insurance

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Whole Life Insurance

Provides coverage for your entire life. Premium never increase during ownership of your whole life policy, also builds cash and loan value.

Term Life Insurance

Coverage for a limited time. After that, policyholders typically pay increased premiums to continue coverage. Less expensive than whole life.

Supplemental Health

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Accident Protection

Just the thought of an accident taking the life of a loved one is very troubling. No matter what your age or circumstances, you or a family member could be a victim.

Hospital Indemnity

If you or a family member got sick or had an accident, would you be able to afford a large hospital expense? American Income Life offers an affordable hospital indemnity insurance policy that can help protect your family from the unexpected.

Cancer Protection

Cancer diagnosis often causes financial hardship for families whether the patient is the primary wage earner or another member of the family. Many men and women don’t have the financial resources to survive while they are unable to work.

Critical Illness

How would you handle a critical illness? How would you pay deductibles and other out-of-pocket medical expenses related to your illness? A critical illness policy can mean the difference between financial security and financial hardship.